Trading 212 vs Spreadex 2026
In this head to head comparison of Trading 212 vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Trading 212 vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Trading 212 vs Spreadex: regulation and company background. Trading 212 (founded 2004) and Spreadex (founded 1999) are online brokers; neither is publicly traded nor a bank. In terms of oversight, Trading 212 holds 3 Tier-1 licenses (highly trusted by ForexBrokers.com) and 0 Tier-2 licenses, while Spreadex holds 1 Tier-1 license and 0 Tier-2 licenses.
Trust and safety ratings: ForexBrokers.com gives Trading 212 a Trust Score of 82/99 and Spreadex 70/99. On this scale, 90–99 is highly trusted, 80–89 trusted, 70–79 average risk, 60–69 high risk, and below 59 not trusted—placing Trading 212 in the trusted range and Spreadex in the average risk range.
| Feature |
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|---|---|---|
| Year Founded | 2004 | 1999 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 0 |
When comparing commissions and fees, Trading 212 and Spreadex both earn 4 out of 5 stars, but Spreadex edges ahead in the rankings. ForexBrokers.com places Trading 212 at #28 out of 36 brokers in the Commissions and Fees category, while Spreadex sits slightly higher at #26 out of 36. For traders who care most about low pricing, that small ranking gap reflects Spreadex’s tighter typical spreads.
Trading 212 advertises zero-commission trading on its CFD account, but users still pay the spread on CFD and forex trades. The broker has started publishing average spread data, which helps with pricing transparency, but its April 2025 EUR/USD average spread was 2.7 pips, well above the industry average. That makes Trading 212 less competitive on trading costs than some of the stronger brokers in this category.
Spreadex offers a lower-cost spread structure overall, with average EUR/USD spreads of 0.81 pips in January 2024 and a minimum spread of 0.6 pips available 60% of the time during that month. In simple terms, Spreadex is the better pick if keeping trading costs down is a priority, while Trading 212 may appeal more to traders drawn to its zero-commission message but who are willing to accept wider spreads.
| Feature |
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|---|---|---|
| Minimum Deposit | €1 | $0 |
| Average spread (EUR/USD) - Standard account | 2.7 | 0.81 |
| All-in Cost EUR/USD - Active | 2.7 | N/A |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Trading 212 and Spreadex both let you trade forex as CFDs or spot contracts, and both offer cryptocurrency CFDs. Trading 212 stands out for its wider overall market access, with about 13,000 tradeable symbols and 180 forex pairs, compared with Spreadex’s 10,000 symbols and 52 forex pairs. Trading 212 also gives access to exchange traded securities on U.S. and international exchanges, so you can buy real shares such as Apple or Vodafone, while Spreadex does not offer direct share dealing on those markets.
For crypto, Trading 212 goes further by letting you buy actual cryptocurrency as well as crypto CFDs, whereas Spreadex only offers crypto CFDs. Neither broker supports copy trading. Both are rated 5 out of 5 stars for range of investments, though Spreadex is ranked slightly higher by ForexBrokers.com in this category at #13 out of 36, versus Trading 212 at #15.
| Feature |
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 13000 | 10000 |
| Forex Pairs (Total) | 180 | 52 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | Yes | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Trading 212 and Spreadex both make it easy to get started with a free demo account, and each offers a web-based platform so you can trade from a browser without downloading software. Both also let you place trades directly from a chart, which is useful if you like to act quickly while looking at price moves. In ForexBrokers.com’s Trading Platforms and Tools category, both brokers earn 4 out of 5 stars, though Trading 212 is ranked higher overall at #19 out of 36 brokers, compared with Spreadex at #35.
The biggest difference is platform design: Spreadex offers its own in-house platform, while Trading 212 does not. Neither broker provides a Windows desktop download, copy trading, MetaTrader 4, or MetaTrader 5, so both are best suited to traders who are happy using a browser-based setup rather than advanced third-party software. For everyday trading tools, the two brokers are similar, but Trading 212 has the edge in the ranking, while Spreadex stands out for having a proprietary platform.
| Feature |
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|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | No | Yes |
| Desktop Platform (Windows) | No | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 102 | 58 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Trading 212 and Spreadex both offer mobile trading apps for iPhone and Android, and both support stock or forex price alerts. Each app also lets users draw trendlines on charts, and both are rated 4 out of 5 stars for mobile trading apps. In this area, the two brokers are closely matched on basic app access and key trading tools.
Where Trading 212 stands out is in charting and account sync. Its mobile app includes 104 technical studies, watchlist symbol syncing with the online account, and automatic saving of chart drawings. Spreadex does not offer watchlist syncing or auto-saving drawings, and its number of technical studies is not listed. Based on ForexBrokers.com’s ranking for mobile trading apps, Trading 212 is placed higher at #17 out of 36 brokers, while Spreadex is ranked #34.
| Feature |
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|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 104 | N/A |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, Spreadex has a slight edge over Trading 212. Both brokers provide forex news from major sources like Bloomberg, Reuters, and Dow Jones, plus a sentiment tool that shows how many traders are long or short, and an economic calendar for tracking key global events. However, Spreadex also offers daily market commentary and Autochartist tools, which can help traders spot possible opportunities more easily. Trading 212 does not include daily commentary or Autochartist, and neither broker offers Trading Central, TipRanks, or Acuity Trading research tools.
This extra research support is reflected in independent ratings and rankings. Spreadex scores 4 out of 5 for Research and is ranked #28 out of 36 brokers by ForexBrokers.com, while Trading 212 scores 3.5 out of 5 and ranks #33 out of 36. For traders who want a bit more market insight built into their platform, Spreadex is the stronger choice, though Trading 212 still covers the basics well.
| Feature |
|
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|---|---|---|
| Daily Market Commentary (Articles) | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing Trading 212 and Spreadex for beginner learning tools, both brokers give new traders a good starting point with at least 10 beginner-focused educational videos. However, neither broker offers enough forex or CFD-specific education to meet the 10-piece mark, and neither runs monthly online educational webinars. Trading 212 goes a step further for more experienced users, with at least 10 advanced educational videos, while Spreadex does not reach that level.
Overall, Spreadex is rated slightly higher for Education at 4 stars, compared with Trading 212’s 3.5 stars. Even so, Trading 212 places better in ForexBrokers.com’s education ranking, coming in at #20 out of 36 brokers, while Spreadex is ranked #34. For beginners looking for video-based learning, both brokers offer helpful material, but Trading 212 may appeal more to traders who want both beginner and advanced learning content.
| Feature |
|
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|---|---|---|
| Webinars | No | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Trading 212 is better than Spreadex. Trading 212 finished with an overall rank of #25, while Spreadex finished with an overall rank of #33.
Best known for its mobile trading app, Trading 212 offers an easy-to-use trading platform suite for CFD and share trading, as well as a large variety of forex pairs. However, despite its well-designed platform and wide range of symbols, its lack of advanced trading tools and flat research offerings hamper Trading 212’s bid to be considered a top broker.
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| Overall Rating |
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| Trust Score | 82 | 70 |
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Trading 212 vs Spreadex: the online broker Trading 212 lets you buy actual (delivered) cryptocurrency and trade cryptocurrency CFDs, whereas Spreadex offers only cryptocurrency CFDs and does not provide access to buying real crypto.
In the Trading 212 vs Spreadex comparison, Trading 212 supports ACH/SEPA and bank wire deposits/withdrawals, while Spreadex supports bank wires; neither broker supports PayPal or Skrill.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Trading 212 | Spreadex | |
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| Trust Score | 82 | 70 | |
| Winner | check_circle | ||
| Review | Trading 212 Review | Spreadex Review |
| Broker Screenshots | Trading 212 | Spreadex | |
|---|---|---|---|
| Broker Gallery (click to expand) |
| Regulation | Trading 212 | Spreadex | |
|---|---|---|---|
| Trust Score | 82 | 70 | |
| Year Founded | 2004 | 1999 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 0 |
| Tier-1 Licenses (Highly Trusted) | Trading 212 | Spreadex | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Trading 212 | Spreadex | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Trading 212 | Spreadex | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 13000 | 10000 | |
| Forex Pairs (Total) | 180 | 52 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | Yes | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Trading 212 | Spreadex | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 2.7 | 0.81 | |
| All-in Cost EUR/USD - Active | 2.7 | N/A | |
| Inactivity Fee | No | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | Trading 212 | Spreadex | |
|---|---|---|---|
| Minimum Deposit | €1 | $0 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | No |
| Trading Platforms | Trading 212 | Spreadex | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | No | Yes | |
| Desktop Platform (Windows) | No | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | Trading 212 | Spreadex | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 102 | 58 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Trading 212 | Spreadex | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 104 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Trading 212 | Spreadex | |
|---|---|---|---|
| Daily Market Commentary (Articles) | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Trading 212 | Spreadex | |
|---|---|---|---|
| Webinars | No | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | Trading 212 | Spreadex | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | Trading 212 Review | Spreadex Review |
| Overall | Trading 212 | Spreadex | |
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| Trust Score | 82 | 70 | |
| Winner | check_circle | ||
| Review | Trading 212 Review | Spreadex Review |